Scoring Financial Aid at D3 Colleges
March 29th, 2008 - by
Adrienne Treado, NCSA Senior Head Recruiting Coach
It is a common misconception that Division III colleges do not award scholarships. They simply do not offer athletic scholarships. Some parents are weary about pursuing private out-of-state Division III institutions because of the sticker price. Do not think that just because a college costs $40,000 or more per year that you can not afford to attend.
The cost of college all comes down to your ultimate out of pocket cost, which is not necessarily the tuition price inside the college catalogue. Although Division III institutions do not offer athletic scholarships, there are definite avenues to receive financial assistance.The first step is to fill out the FAFSA (Free Application for Federal Student Aid) at http://www.fafsa.org/. The biggest mistake a lot of families make is not filling the FAFSA out because they think their family income is too high. This could not be further from the truth. Every family, regardless of income, has an EFC (estimated family contribution) number and the LOWER your EFC, the more aid you will receive.
Even if you may not receive a significant amount of financial aid, you should still complete the FAFSA because it can act as an insurance policy for your son/daughter’s education. If there is a change or loss of income or an emergency in your family; you will not be eligible for college funds if you do not complete the FAFSA on an annual basis. The first date you may submit the FAFSA is January 1 of senior year. Submit the FAFSAS on this date or as soon after as possible!
University financial aid budgets are limited and are awarded on a first come first serve basis, so the earlier you submit your FAFSA, the better your chances of receiving aid. Each college/university has a specific deadline and at a certain point, the money does run out. Colleges have “pots,” so to speak, of money they can dip into for students that qualify (especially athletes). These “pots” are not listed in brochures, and therefore a lot of families do not realize they exist. For example, some colleges have pots that the financial aid staff can dip into for students who are “journalism majors from Wisconsin,” or for students who have a “3.75 GPA and 1100 SAT and want to major in physical therapy.” Ask the coaching staff and admissions office what avenues are available to build an obtainable financial package.
Here are some key points to discuss and ask what, if any of these you can apply for:
- Academic based scholarships - Are you eligible based on your GPA and test scores.
- Title IV Funds - These are federal funds such as loans, work study.
- Grants - These are state, federal or university based funds that a student is not required to pay back. It is amazing the money that comes out of the woodworks when student-athletes are pro-active!If you have more questions about financial aid and getting recruited, click here.
by Chris Krause, NCSA Founder and President
a family, built on mutual respect and support for each other from (former) Coach (Lloyd) Carr on down. We knew it took the entire family, a team effort, and we all worked together.
by Andrea Emmons, NCSA
To receive an estimate of what you might be eligible for in regards to need-based aid, use the financial aid calculator available at finaid.org before you file the FAFSA. If the number you are expected to pay for college is less than the college you are looking at, you have need! Almost every institution has its own financial aid website with detailed information as well. Do your research and learn what each college/university offers. Grants are by far the best form of aid because they do not need to be paid back. Focus on institutions that give grants over student loans if financial aid is an issue.
by Lisa Meyers, NCSA Recruiting Coach Director
a competition and it is always wise to wait twenty four hours before initiating a serious conversation. The coach deserves time to cool down, relax or clear their head, and sometimes players will have a different perspective after removing themselves from an intense situation.
I am very lucky. My recruiting story has a happy ending. I was accepted at, and ultimately chose to attend, Yale University. I had a fabulous life and hockey career at Yale, and if I could turn back the clock I would make the same decision. (Yes, that’s me in the picture!)
up of more than just talented players. Most college coaches place tremendous value in characteristics beyond speed, stick handling and agility. College coaches seek new players who will be a positive influence on campus and in the locker room, and get along well with the rest of the team.